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Description
When it comes to what couples fight about, money is the number one thing couples argue about. Financial issues can take its toll on a relationship and arguments about money are the leading cause of divorce. Long before they realize they're living beyond their means, couples tend to battle about abusing credit cards, conflicting priorities, and different philosophies about spending, saving, and investing their money. When couples fight over money they tend to blame each other and anger and resentment build.
Money is a touchy topic for most couples. There is no “right” or “wrong” way to deal with issues such as unequal assets, layoffs from work, and credit card debt. Disagreements about finances are usually not really about money but about our dreams, fears, and insecurities. Our relationship with money starts in childhood. Everyone has a story about money which includes myths, misconceptions, and habits. When our histories, attitudes, and beliefs about money collide with our partner, sparks can fly. If this “Us against each other” mindset doesn't change to a “Us against the problem,” high-conflict can become perpetual and a source of chronic tension in a relationship. Learning how to talk about finances is a critical way for couples to protect their relationship and strengthen it.
This book brings real-life stories of couples who have successfully navigated these issues and have achieved financial health. It teaches couples the skills needed to recover quickly from hurt and miscommunication and shows them how to be emotionally attuned to one another, rather than avoiding discussing money or experiencing perpetual tension or high conflict about finances.
Table of Contents
Introduction Talking About Finances: A Tricky Topic Made Easier for Couples
Part 1 Establishing a Foundation for an “Us Against the Problem” Mindset About Finances
Chapter One: Understand Your Money History and Discover Your Financial Style
Chapter Two: Have Low-Conflict Conversations About Money and Enhance Intimacy
Chapter Three: Money Management Systems: Joint Versus Separate Accounts
Part 2 Essentials of Financial Health
Chapter Four: Build a Budget
Chapter Five: Get Rid of Bad Debt
Chapter Six: Develop a Savings Plan
Part 3 Troubleshooting the Challenges of Money, Marriage, and Committed Relationships
Chapter Seven: Prenuptial and Postnuptial Agreements: The Pros and Cons
Chapter Eight: Estate Planning: Providing Safeguards for the Future
Chapter Nine: Financial Infidelity: How Keeping Secrets Can Put Your Relationship at Risk
Chapter Ten: Remarriage Finances: How to Adopt an “Us Against the Problem” Mindset
Chapter Eleven: Manage Conflict About Money and Get Back on Track After a Dispute
Bibliography
Index
Acknowledgements
About the Author
Product details

Published | 08 Jan 2026 |
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Format | Ebook (PDF) |
Edition | 1st |
Extent | 256 |
ISBN | 9798881865887 |
Imprint | Bloomsbury Academic |
Publisher | Bloomsbury Publishing |
About the contributors
Reviews
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Let's Talk about Money is a well-researched and needed guidebook for couples, more than half of whom consider themselves financially incompatible. Money problems often lead to breakups and divorce. Talking about money is laden with negative emotions and beliefs. Terry's newest book will help couples overcome these obstacles, learn to understand themselves and each other, and better communicate about managing money.
Darlene Lancer, LMFT, Author of Codependency for Dummies; Dating, Loving, and Leaving a Narcissist, and Conquering Shame and Codependency
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If you're putting off talking about money, I guarantee it's because you know that you have different attitudes about finances and that's going to end in recriminations, upset and strife. But you're not alone, most couples fall into the 'spender' and 'saver' dynamic and it's easy to think there is no middle ground. Fortunately, Terry Gaspard has lots of practical tools from her years working with couples which will help you find an 'us against the problem' mindset.
Andrew G. Marshall, Marital therapist, author of I Love You But I'm Not In Love With You, and host of "The Meaningful Life" podcast
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Let's Talk about Money is a practical, well written book that gives couples the tools they need to have lower conflict and less tension about money. Financial issues can take a toll on relationships and money is one of the leading sources of arguments among couples. Using examples from interviews, Terry Gaspard helps couples learn to communicate more effectively and troubleshoot the challenges of finances. I highly recommend it!
Dr. Terri Orbuch (PhD), Distinguished Professor, Therapist, and author of 5 Simple Steps to Take Your Marriage from Good to Great
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As a couples therapist, I know firsthand how often money becomes the silent third partner in a relationship-shaping choices, fueling arguments, and straining intimacy. In Let's Talk About Money, Terry Gaspard brings compassion, clinical wisdom, and practical strategies to one of the most emotionally charged topics couples face. With relatable stories, clear tools, and a deep understanding of the beliefs and histories that drive financial conflict, this book helps partners move from blame and avoidance to collaboration and trust. Whether you're struggling with debt, different spending styles, or simply avoiding money talks altogether, this book is an invaluable guide to building financial intimacy and strengthening your relationship. Every couple should read it.
Joshua Coleman, PhD, Psychologist and author of Rules of Estrangement: Why Adult Children Cut Ties and How to Heal the Conflict
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You can hire a financial advisor and you can seek marriage therapy. But getting effective financial guidance from an expert who truly "gets" why couples argue about money, and what they can do to break free of hurtful, dysfunctional fights, now this is a Godsend! As someone who has specialized in working with couples on the brink for decades, I can vouch for the fact that disagreements about finances are one of the leading causes of divorce. This book will help you and your mate find money solutions that work for both of you. Want some financial advice? Invest in this book.
Michele Weiner-Davis, Author of Healing from Infidelity: Sanity-Saving, Expert Advice for Ending the Affair's Grip on Your Marriage NOW!