If you're serious about getting things right with your money – and avoiding costly mistakes – then set time aside to work through this excellent book. You will end up better off. No question.

Paul Lewis, Freelance Presenter, Money Box BBC Radio 4

Wonderfully researched, jargon-free, thought-provoking, interactive and engages the reader from start to finish.

Jeff Prestridge, Personal Finance Editor, Mail on Sunday

This book possibly has the most heart of any finance book ever written. It gets right to the nub of why mastering the management of our finances for ourselves is so crucial – but also so difficult. Robin and Jonathan skilfully blend excellent tips with helpful exercises, relatable anecdotes and decades of wisdom. Their understanding of behavioural psychology underpins their very human approach, and the result is that topics are accessible in a way that I would venture has never been achieved in a finance book before.

Becky O'Connor, Head of Pensions and Savings, Interactive Investor

I'm often asked to recommend a good, essential book on investments within the UK tax and legal system. Until now, there wasn't one. This book is now my go-to pick.

Steve Conley, CEO, Academy of Life Planning, and former Head of Investments, HSBC

This is a must read for anyone wishing to make the most of their money and not give away too much to the people and firms that would manage it for them.

Ali Hussain, Chief Money Reporter, Times and Sunday Times

There are many books about how to get rich fast. Their authors certainly get rich, readers less so. Much more useful and a lot rarer are books that help you to grow your money steadily and avoid losing your savings – this book achieves this. It is very precious!

Ludovic Phalippou, Professor of Financial Economics, University of Oxford Saïd Business School